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With millennials especially rattled, Congress is even considering one.
A forum last week looked at some of the issues examined by Ellen E. Schultz in her book Retirement Heist: How Companies Plunder and Profit From the Nest Eggs of American Workers.
Putting a client's life savings into a DIA would probably be unwise, but it can be a good option for a portion of long-term retirement funds, ensuring an income regardless of how the markets fare.
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