When an Excess Roth IRA Contribution Goes Undetected

Oct 28, 2026 / By Denise Appleby, MJ, CISP, CRC, CRPS, CRSP, APA
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Automatic Roth IRA contributions can keep going long after a client’s income passes the limit, and a 6% excise tax piles up each year the excess goes unnoticed. Learn from a multi-year case why recurring contributions belong in your year-end reviews.

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