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Government regulators are cracking back into mortgage reforms that could create hurdles for buyers: a return to 20% down payments for homes.
Half of Americans don't think they will ever be able to save for a down payment.
If your client's credit score is below 740 out of a possible 850, they're probably out of luck.
Contributing less to your 401(k) so you can buy a house may not be the right way to go.
Mortgage points, banned by the Dodd-Frank reform act, are coming back, and in the right scenario, they can benefit homebuyers.
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