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Federal bank regulators' new rules on appraisals for "higher-risk" mortgages will make it more difficult to flip homes for a quick profit.
Government regulators are cracking back into mortgage reforms that could create hurdles for buyers: a return to 20% down payments for homes.
Do you have clients who are reluctant to sell their homes due to the weak market? Housing market conditions in your zip code matter more than in your city, or nation overall, so forget about the 'housing bottom.'
These days a 15-year mortgage is quite appealing, offering substantial savings through rock-bottom rates.
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