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If your client's credit score is below 740 out of a possible 850, they're probably out of luck.
It's another factor for clients to consider when deciding whether to buy or refinance now, since interest rates might rise if they wait.
Advise your clients to avoid PMI if they can do so comfortably. But it's no catastrophe if they end up paying it for a while.
TheStreet: The difference in interest payments on a $250,000 mortgage is already up nearly $62,000 over the past year.
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