Hybrid Long-Term-Care Insurance Policies: Understanding the Pros and Cons

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For most, it is difficult to think about the possibility of needing long-term care. But many will need it, and that is where advisors can lend help and hope. Start the discussion and prepare clients now so they do not face a financial crisis later.

Use Financial Planning to Seal the Deal on Long-Term Care Insurance

Horsesmouth Essential: It’s crucial during financial planning conversations to bring up long-term care insurance with your clients. Help them understand why self-insuring is not enough, what options for long-term care they have, and how lack of planning in this area could irrevocably damage their standard of living in late life.

Protect Lifestyle and Legacy: Choosing the Right LTC Insurance

Horsesmouth Essential: Unanticipated long-term care needs can ruin a client’s retirement plan, easily costing upwards of $1 million. The right insurance eliminates this critical threat to all they have planned and saved for.