Smart Ways to Refinance

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Is Refinancing Really Right for Your Clients?

More and more clients are willing to refinance, and in many cases, understandably so. But taking on a major mortgage can have a significant impact on a client's long-term financial plan—and sometimes, that impact can be dangerous.

Rethinking How to Refinance a Home Loan

As rates rise, it's time to turn your adjustable rate into a fixed.

Nontraditional Mortgage Debt Could Help or Hurt Clients

Banks have come out with a variety of new products designed to help borrowers get into high-priced homes. They may be perfect for your clients, but there are always risks involved.

Should Clients Treat Their Home as an Asset Class?

Given the large equity buildup many homeowners have enjoyed, perhaps residential real estate should be managed just like any other security in the client's portfolio. Which means you need to be familiar with tax laws and market guidelines for this sensitive asset.