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You don't need to be a billionaire or a Hollywood star to make good use of a prenuptial agreement.
With so many failed marriages, wealthy clients are compelled to protect their assets. As an advisor, be aware of the emotional—as well as the financial—impact of agreements.
According to ERISA, unless members of a couple sign a retirement-benefit waiver after their marriage, they remain entitled to each other's 401(k) assets—even if they've designed a prenup that specifies otherwise.
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