Dipping Into the Retirement Honey Pot Early

RELATED CONTENT

Taxes Can Kill a Good Retirement Plan

As clients start taking income from their various retirement vehicles, they also start incurring taxes, which could make a huge difference in their lifestyle. Here are some examples of taxes that will affect your clients, plus ways you can adjust.

5 Costly Mistakes to Avoid With IRAs and Retirement Plans

A little bit of knowledge about IRA rollovers, conversions, and distributions can be very dangerous. Gung-ho clients (and even their CPAs and attorneys) may know just enough to land them with a huge tax bill. Of course, you will have the facts to keep their retirement plan on track.

Alert Clients to NUA Tax Breaks Before They Roll Over

Don't overlook this powerful tax strategy when rolling over retirement plans that hold employer stock. It can reaffirm to clients that you're a valuable team member and persuade prospects that you should be their advisor.

The Art of Picking IRA Beneficiaries

Educating clients about beneficiaries may seem to be the job of the estate planner. But helping clients determine what assets go where can strengthen your ties with the eventual heirs and clue you in on how to manage the portfolio to everyone's satisfaction.