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Credit card issuers are trying to find ways to boost their incomes, and cardholders will likely pay the price. Let your clients know what they can expect as reforms go forward.
The tightening of credit after last year is assured, but the long-term role of credit in the economy is not so obvious. See what the experts at Wharton have to say about the evolution of credit.
People faced with budget shortfalls should address the problem right away to prevent long-term financial harm.
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