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Despite historically low mortgage rates, securing a good home loan isn't a bargain for everybody.
Well-off borrowers are having difficulty getting loans at competitive rates—or getting loans at all—because of the government's dominance of the credit markets.
Banks aren't easing lending requirements, a Federal Reserve survey shows.
Now that tax credits for homebuyers have expired, sellers and realtors are offering appliance upgrades and $8,000 discounts to sell homes.
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