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Here are some of the biggest mistakes workers are making when it comes to 401(k) plans and retirement saving.
Target-date funds have been touted as the panacea for all sorts of retirement savings ills. While they can deliver accumulated savings plus inflation at the target date, they can't guarantee returns or income, overcome longevity risk, or make up for inadequate savings, among other things. Make sure your clients are getting into these investments for the right reasons.
A new bold investment strategy could shake up the way you allocate assets and connect you to a high-earning niche of younger investors.
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