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With today's low starting rates, a borrower's future ARM rates would likely never go too high. Not for everyone, perhaps, but a good fit for certain candidates.
Many adjustable-rate mortgage holders have been in for a rude awakening over the past two years, but that doesn't mean ARMs are inappropriate for everyone. By helping clients understand the facts and subtleties of this type of mortgage, you can relieve their anxiety and build rapport while making sure their decision is an informed one.
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