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Horsesmouth Essential: Health care planning is a sensitive subject that often takes advisors—and clients—to places they don’t want to go. However, given rising expenses, no retirement plan is complete without some kind of provision for health care needs. Here are some guidelines and resources for estimating costs and discussing the issue with clients.
May Chart Talk: Should you use Bengen’s 4% spending threshold, or Guyton’s 4.95% decision rule, or an actuarial method? Here is a review of nine retirement spending approaches and their best outcomes.
Depending on the type of portfolio held, investors—especially retirees—can be devastated by an unfavorable sequence of returns. While you can't control the market's performance, you can control the risk level of a portfolio when it is particularly sensitive to losses. Here's how.
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Social Security and Medicare Workshop
With Elaine Floyd, CFP®
May 12–15, 2025
The Discovery Meeting Workshop: Transform Your Discovery Process
May 19–20, 2025