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For the second year, retirees will see no cost-of-living increase in their Social Security checks. But their checks won't go down either, and current Medicare premiums will probably stay the same.
The latest 2010 Social Security report showed little change and even some slight improvements in its near- and long-term fiscal health. While politicians will stir up the rhetoric, you can reassure retirees this source of income should be around for at least the next 30+ years or so.
Horsesmouth Essential: Uncertainty and fear are the enemies of rational behavior, whether by investors or anyone else. Younger people, who by nature's design must be optimistic, are less likely to be intimidated for an extended period of time by current events. Graying investors—those in their mid-40s and older—are more likely to panic or be frozen into indecision.
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Social Security and Medicare Workshop
With Elaine Floyd, CFP®
May 12–15, 2025
The Discovery Meeting Workshop: Transform Your Discovery Process
May 19–20, 2025