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You may be surprised at how many of your clients could be vulnerable to rising mortgage payments in the next year or two. Now would be a good time to give them a call, review their exposure, and craft a protection strategy.
The Federal Reserve has taken what many believe is a temporary pause in the interest rate hikes it began back in 2003. But that won't be much comfort to mortgage holders who signed up for adjustable-rate mortgages (ARMs) set to readjust this year, particularly those who signed on for interest-only mortgages.
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