New IRS Ruling Opens Door for Exchanging Inherited Annuities

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Is Variable Annuity Tax Deferral Worth Paying for Again?

When tax rates were lower, variable annuities made sense only from a risk management perspective. Now, as tax and growth rates start to rise, low-cost variable annuities could make a good asset location vehicle for higher-returning investments.

Export Client Retirement Risk

Asset allocation can't help clients who haven't saved enough for retirement. At best they have a 78% chance of outliving their money in a traditional 40/60 asset mix. Instead, export the risk with a variable annuity with guaranteed withdrawal benefits. They'll be protected from the market and enjoy a retirement paycheck for life.

The Portfolio vs. the VA: Which Is More Capital Efficient for Retirees?

We compare an investment portfolio with a variable annuity featuring guaranteed minimum withdrawal benefits for life. Market history tells us that one option is significantly more capital efficient over any time horizon, asset allocation, or alpha-producing money manager.

Annuity Checklist: Tell Clients What They Need to Know

An annuity can be a great investment for the right client. But you need to cover all the basics and explain the disadvantages as well as the benefits. It's a best practice that will enhance your professionalism and your credibility with prospects.