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While painful in the short term, reduction of American household debt and reckless spending will prove helpful to the economy when the jobs picture improves a little ways down the road.
Despite government actions and new regulation, many experts, including Nouriel Roubini, see little change in the landscape that created the financial crisis.
The days of loose rules, easy credit, and lax oversight are ending. As the global economy climbs slowly toward recovery, two pressing questions remain: First, how do we prevent things from getting out of control again? And second, what is the so-called new normal?
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