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Horsesmouth Essential: Should clients working at age 65+ switch over to Medicare? Probably, but it depends on the details and a good cost analysis of the expense. Here are some guidelines for helping older clients make the Medicare decision.
Horsesmouth Essential: Health care planning gets tricky when couples with health savings accounts want to work beyond Social Security's full retirement age. The rules say HSA contributions must stop once enrolled in Medicare, but is that the best decision for clients? We look at the issues and the numbers.
Horsesmouth Essential: Health care planning is a sensitive subject that often takes advisors—and clients—to places they don’t want to go. However, given rising expenses, no retirement plan is complete without some kind of provision for health care needs. Here are some guidelines and resources for estimating costs and discussing the issue with clients.
Economic and market pressures have forced many baby boomers to rethink their retirement schedule. A recent study can help you step near-term retirees through the recalculation process by quantifying their possible Social Security benefits, asset allocation, and income needs to arrive at a Plan B retirement date.
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Social Security and Medicare Workshop
With Elaine Floyd, CFP®
May 12–15, 2025
The Discovery Meeting Workshop: Transform Your Discovery Process
May 19–20, 2025