Q1 is over! Are you on track? Click here for a Q1 Review of your 2025 Business Plan!
No credit card, no obligation Financial Professionals only
Already a Horsesmouth member?
A new law allows employers to offer "in-plan" Roth conversions to keep assets from leaving the company's retirement plan. The move might be tempting for simplicity's sake, but in-plan conversions are more easily taxed, subject to RMDs, and cannot be recharacterized. Talk to clients now about the pros and cons.
We've got two new Horsesmouth Roth features and one new special Roth opportunity for Horsesmouth members.
Roth 401(k)s have a different set of rules for contributions and distributions that may affect which clients should take advantage of this new retirement option. Here are some planning points on rollovers, job changes, and distributions.
IMPORTANT NOTICE This material is provided exclusively for use by Horsesmouth members and is subject to Horsesmouth Terms & Conditions and applicable copyright laws. Unauthorized use, reproduction or distribution of this material is a violation of federal law and punishable by civil and criminal penalty. This material is furnished “as is” without warranty of any kind. Its accuracy and completeness is not guaranteed and all warranties express or implied are hereby excluded.
Social Security and Medicare Workshop
With Elaine Floyd, CFP®
May 12–15, 2025
The Discovery Meeting Workshop: Transform Your Discovery Process
May 19–20, 2025