Tolerations and Your Mental Health: 6 Key Factors

Jan 17, 2025 / By Chris Holman
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You can improve your life by identifying the little things that constantly bug you and doing the work of eliminating them. Here we look at six ways in which these ‘tolerations’ clutter your mind—and what you can do about them.
Editor’s note: This is the third in a series about tolerations, the small annoyances that drain our energy, and how to release them.

Tolerations—those unresolved annoyances or issues that persist in our environment—are more damaging than they seem, as they subtly erode mental and physical well-being. These irritants activate the brain’s stress response, leading to cognitive impairments, emotional fatigue and physical health problems.

By consuming mental bandwidth, tolerations foster rumination and perseveration…diminishing your focus. The resulting cognitive overload not only saps energy but also contributes to decision fatigue, making even simple choices feel overwhelming.

Emotionally, tolerations create a dissonance between values and reality, intensifying anxiety and frustration. Unresolved, they deny the brain dopamine rewards that fuel motivation and allow minor nuisances to solidify into ingrained habits.

This process makes them progressively harder to address over time. Together, these six physiological factors—stress activation, mental overload, decision fatigue, emotional strain, missed rewards, and habit formation—illustrate why addressing tolerations is essential for reclaiming mental clarity and overall well-being.

1. Stress activation

What it is: Persistent tolerations activate the brain’s stress response system, including the amygdala and the hypothalamic-pituitary-adrenal (HPA) axis. These systems release cortisol and adrenaline, preparing the body for action. While beneficial in short bursts, chronic activation leads to cognitive impairments, emotional exhaustion, and health issues such as hypertension and sleep disturbances.

Example: An unresolved conflict at work can keep your stress response system on high alert, affecting your ability to relax even during downtime.

Take action:

  • Identify a source of stress: Reflect on your daily routine to pinpoint one persistent source of stress.
  • Create a plan: Develop a strategy to address it this week. For instance, schedule a meeting to resolve the workplace conflict.

2. Mental overload

What it is: Tolerations consume mental bandwidth in the brain’s default mode network (DMN), responsible for self-referential thinking and daydreaming. Lingering tolerations lead to repetitive thoughts and rumination, diminishing focus and creativity.

Example: A cluttered home environment can dominate your mental space, diverting energy from meaningful tasks and reducing cognitive efficiency.

Take action:

  • Choose an area of clutter: Select one specific area, such as a desk or a single room.
  • Dedicate time to declutter: Spend 15 minutes today clearing that space. Achieving this small win can free up significant mental space.

3. Decision fatigue

What it is: The prefrontal cortex, which handles decision-making and prioritization, is highly sensitive to overload. Tolerations increase cognitive load, draining mental resources and leading to decision fatigue. This makes it harder to prioritize, take action or make even simple choices.

Example: A malfunctioning device that remains unfixed can sap energy and decrease productivity over time.

Take action:

  • Identify a recurring annoyance: Look for small, persistent issues in your environment.
  • Fix or replace it: Address one small annoyance, such as repairing a broken item or replacing a slow device.

4. Emotional strain

What it is: Tolerations create cognitive dissonance, a misalignment between one’s environment and values. The anterior cingulate cortex (ACC) constantly monitors these discrepancies, requiring ongoing emotional regulation. This leads to heightened anxiety, irritability and reduced resilience.

Example: Financial disorganization may trigger guilt and anxiety, which persist until the issue is addressed.

Take action:

  • List emotional strains: Make a list of tolerations causing emotional strain.
  • Prioritize: Address the most impactful one first.

5. Missed rewards

What it is: Completing tasks and resolving issues triggers dopamine release, providing a sense of satisfaction and motivation. Tolerations, by remaining unresolved, deprive the brain of these rewards. This lack of positive reinforcement reduces drive and reinforces stagnation.

Example: Avoiding inbox management prevents the dopamine hit associated with completing the task, perpetuating feelings of overwhelm.

Take action:

  • Set a timer: Allocate 10 minutes to focus on one outstanding task.
  • Complete the task: Experience a quick dopamine boost from finishing it.

6. Habit formation

What it is: The basal ganglia, a brain region involved in habit formation, normalizes tolerations over time, making them harder to notice and change. What begins as a minor annoyance—such as a leaky faucet—can become an ingrained part of daily life, diminishing standards of well-being and creating resistance to change.

Example: A consistently leaking faucet may be ignored initially but eventually becomes a constant irritation that affects daily peace.

Take action:

  • Identify a habit-forming toleration: Choose one small toleration that has become habitual.
  • Address it weekly: Commit to resolving one such toleration each week to create positive momentum.

How to address tolerations

Understanding these effects can lead to actionable strategies for resolution:

  • Leverage the reward system:
    • Break down tasks: Divide tolerations into small, manageable tasks to trigger dopamine release.
    • Example: When organizing a cluttered space, tackle one drawer at a time to experience a sense of accomplishment with each completed task.
  • Reduce cognitive load:
    • Automate or delegate: Use systems and habits to handle recurring issues, freeing up mental energy.
    • Example: Set up automatic bill payments to reduce financial stress.
  • Reframe emotional resistance:
    • Practice mindfulness or gratitude: Alleviate emotional strain by acknowledging progress and focusing on what’s working well.
    • Example: Start each day by listing three things you’re grateful for to build resilience.
  • Rewire habits:
    • Commit to consistency: Resolve one toleration per week to establish new, proactive habits.
    • Example: Choose to address one small issue each week, gradually reprogramming the basal ganglia and reducing inertia.

By systematically addressing tolerations, you can protect your mental health, reclaim focus and create a more satisfying and productive life. Start small, stay consistent, and watch as these changes transform your daily experiences.

Note: This essay is the third in a series exploring how to identify and fix your tolerations. The first article is here and the second one here. Stay tuned for more actionable insights to help you clear the path to a more focused and fulfilling existence.

Chris Holman is the executive coach at Horsesmouth. His 44-year career in financial services includes roles as a financial advisor, national director of investments, and executive coach. He holds the Professional Certified Coach (PCC) designation from the International Coach Federation (ICF). Chris can be reached at cholman@horsesmouth.com.

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